Jim when I was in pilot training my IP once told me, "If you can fly the T-38, you can fly anything."
I would like to clear up a misconception. The T-38 is not a hard plane to fly. 50,000 and counting pilots can attest to my previous sentence. However, you have to fly the T-38. It was designed and still is an advanced trainer.
When the plane was built, the term "Widow Maker" applied to several of the current fighters. The reason was pilots were coming out of the T-33, which is a very easy plane to fly and going into swept wing, delta wing fighters with very different flight characteristics, especially in landing. So the T-38 was created to teach pilot how to handle these airplane in a two seat IP controlled environment.
One of the problems with the Century series fighters was the speed in which things happen. Pilots would not be prepared for this and get behind the airplane. Getting behind the airplane in a fighter will kill you. The T-38 allowed you to get up to the speed of the aircraft. A true story. One which I still remember as clear as day some 40 years later.
In my T-38 dollar ride I was in the back seat. I remember pumping the brakes, seeing the engine RPM gauges to to 100%, brake release, feeling the ABs, and seeing the nozzles swing open. The next thing I recall is climbing out of traffic and the IP was contacting departure control. I was behind the aircraft.

At this point I had over 200 hours of flying time.
Enjoy the Milviz T-38. Just give yourself time and patience to learn to fly. It takes the average student pilot 12-14 hours to solo the bird. Learn to fly it and you will experience one of the most faithfully accurate aircraft within the limits of FSX.