To all, here's the real list. Sorry Capt., not trying to steal your thunder.
F1 = Player Help
F2 = Combat Flight Simulator 3 Help
F3 = Toggles inside/outside cockpit view while in Virtual Cockpit View
F4 = Cycles Virtual Cockpit View, Spot View, Chase View, and Player/Target View
F5 = Toggles HUD on/off
F6 = Jump to Pilot position
F7 = Jump to Bombardier position
F8 = Jump to and cycle Gunner positions
F9 = Bomb/Rocket View
F10 = Opens Options Tab
F11 = ????? Doesn't seem to do anything
F12 = ????? Doesn't seem to do anything
Shift + F6 = Float View
Shift + F9 = Flyby View
Ctrl + Shift + F4 (While in Player/Target View) = Target/Player View
~/` key (to the left of !/1 key) = Padlock View (locks view on target point)
Hat Switch has already been described above.
I hope this helps.:d