Deb, as many of you are aware, is now disabled following a major brain surgery last summer to remove a tumor the size of a lemon. Her 20 year career as a nurse is over and she will never be able to work in any field due to the impairments from the surgery and the damage done by the tumor.
Deb had a really good insurance plan through the hospital she worked at....part of which is long term disability insurance...which has been our only income for the last year or so. That insurance company paid an outside firm that specialized in Social Security Disability claims to work on Deb's behalf. Deb's rep handled all the details in gathering the needed medical reports, filing the claim, filing the appeal when SS denied her initial claim.
We have been waiting to hear from the Social Security Administration on the outcome of this appeal.
Just a little bit ago, I logged in to our bank to take a look at our checking account to make sure that we do not over spend the last few dollars in the account.....and nearly fell out of my chair when...instead of seeing 30 some dollars....I saw that our account had over 14 THOUSAND dollars. I did a triple take. I instantly thought that the bank had goofed and that someone else's money was deposited into our account. When I pulled up the current transactions page....I found that the 14 thousand was from the Social Security Administration! It is the back pay from when Deb first applied for disability. We haven't received an award letter yet...but we got the money! For now....most of that will go to the long term disability insurance company to offset what they have paid Deb and for the cost of the outside representation during the SSD process.
We might be broke again in a few days...but right now it sure is fun looking at our account and seeing all that money. At least we now know that Deb's disability claim was awarded and that she will now be able to get some medical coverage through Medicaid.
It sure is tempting to run out early in the morning and buy all the things we haven't had the money to buy before the insurance company sticks their hands into our account....
Tim
Deb had a really good insurance plan through the hospital she worked at....part of which is long term disability insurance...which has been our only income for the last year or so. That insurance company paid an outside firm that specialized in Social Security Disability claims to work on Deb's behalf. Deb's rep handled all the details in gathering the needed medical reports, filing the claim, filing the appeal when SS denied her initial claim.
We have been waiting to hear from the Social Security Administration on the outcome of this appeal.
Just a little bit ago, I logged in to our bank to take a look at our checking account to make sure that we do not over spend the last few dollars in the account.....and nearly fell out of my chair when...instead of seeing 30 some dollars....I saw that our account had over 14 THOUSAND dollars. I did a triple take. I instantly thought that the bank had goofed and that someone else's money was deposited into our account. When I pulled up the current transactions page....I found that the 14 thousand was from the Social Security Administration! It is the back pay from when Deb first applied for disability. We haven't received an award letter yet...but we got the money! For now....most of that will go to the long term disability insurance company to offset what they have paid Deb and for the cost of the outside representation during the SSD process.
We might be broke again in a few days...but right now it sure is fun looking at our account and seeing all that money. At least we now know that Deb's disability claim was awarded and that she will now be able to get some medical coverage through Medicaid.
It sure is tempting to run out early in the morning and buy all the things we haven't had the money to buy before the insurance company sticks their hands into our account....
Tim
