I use prepaid debit cards,if I am dealing with somebody I don't know I only have a small amount on that card.Can't steal what ain't there.
And theses are visa and mastercards so you are protected from fraud,report it as a fraudulent charge and they will give the money back.If someone steals the card you are not responsible for ANY of the charges,standard procedure for them.
Pay pal....not in my lifetime,only use it to donate money here.:USA-flag: